About Us

What is the Independent Advantage???

As an independent agency we are free to choose the best carrier for your insurance needs. Captive agents (State Farm, Allstate, etc.) work for the company. As independent agents we will always work for you; we are here for you when you have a loss. We always follow through to see that you treated fairly and get prompt service.

NIFS Insurance represents a carefully selected group of financially strong, reputable insurance companies, which means we are better able to find you the best coverage at the best price.

What exactly is an Independent Insurance Agent?

When you decide to buy a car, you don’t rush out and buy the first one you see!!! Imagine what would happen if one day the auto industry decides to no longer give you a choice in make or model, thus leaving you only one choice, and you can take it or leave it!!!!

The same situation holds true for insurance. You need insurance to protect your cars, your home, your family and keep your business running smoothly. But if there was only one insurance company offering only one type of insurance, car insurance, home insurance or business owner policy — this can leave you vulnerable. The only option would be to go with that one company.

With an independent insurance agent, you will always have choices. Independent agents represent a range of companies, and are not tied down to just one. The biggest advantage of using an independent agent is that the agent will always work to make sure that you are satisfied and your needs are met.

An independent agent will always have several companies that he or she can reach out to, to make sure he or she get you the best coverage at the best price. And your independent agent will know which companies offer the best claims services to make sure you recover your losses as quickly as possible.

When you buy insurance, whether it’s for your home, your car or your business, you want to choose an agent who will be able to properly assess your needs and make sure that they choose the company that will best suit you. The Final Choice will always be up to you!!!